What are your points actually worth?
Five free tools and an independent valuation for every major loyalty program — built on real fares and real award seats, with the working shown.
Five tools, all free
Each one answers a different question. Start wherever your decision is.
Which points are worth collecting?
Effective cash back is the redemption value of a point divided by what it costs to earn. A 2% rate means every $100 of spend earns points worth $2 in travel.
Comparing programs...
We show the working
No affiliate deals, no sponsored rankings. Every number on this site is traceable to the basket of fares and award seats behind it.
We collect real fares
Cash fares across routes and cabins, gathered on a schedule, become each program's fare basket — the honest measure of what a point costs to earn.
We price real redemptions
Award seats are priced against the cash fare they replace, net of taxes and carrier charges. That basket sets the redemption value.
We show the working
Every figure links back to the basket behind it. You can filter by cabin, route and fare type to get a number that matches how you actually travel.
Free To Use
Pointshub is free and always will be. We don't run affiliate links — your support is what keeps it independent.
Latest analysis
Long-form work on where the value actually sits — and where programs quietly move it.
Stay Updated
Valuations are refreshed as new fare and award data lands. Sign up and we'll tell you when the numbers move.
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